Rent to Own Homes in Belton

Many residents stay in Belton for generations because they appreciate the family-friendly community and the reasonable cost of living. Some of the city’s best attractions include the Summer Fun Water Park, the Patriot Way Brick Walk, the Bell County Museum and scenic parks like Miller Spring and Yettie Polk. The community is served by the Belton Independent School District, which operates close to 10 elementary schools and a few middle schools like Lake Belton Middle School and South Belton Middle School. Belton High School and Belton New Tech High School accept students for ninth through 12th grade.

Buying a Home in Belton

Approximately 70 percent of Belton residents own their homes, and there are many family-friendly residential communities that feature homes worth anywhere from $150,000 to well above $400,000. With more than 200 homes for sale at any given time, this active real estate market makes it possible for new residents as well as local renters to find homes that fit their lifestyles as well as their budgets. It’s common to see the median listing price under $300,000, and many buyers pay around $80 or less per square foot.

Popular Neighborhoods in Belton

Westcliff is one of the more popular neighborhoods in Belton. It’s located along the northern edge of the city and generally includes any property north of Crusader Way and Sparta Road. The University of Mary Hardin-Baylor and the Summer Fun Water Park are located near the southeastern tip of this community, and the area includes Belton Lakeview Park, Frank’s Marina and some waterside properties facing Belton Lake. You can expect to find the highest real estate prices in this area, but some of the nicest properties are there as well. This is the place to look if you want to live close to the water.

Buying vs. Rent to Own Homes

You now have more home-buying opportunities than ever before. While you can select from any home for sale in Belton, you also have the option of purchasing a rent-to-own home. These properties allow you to move into a new home as a renter while reserving the right to buy the property a year or more in the future. This gives you more time to prepare so that you don’t apply for a mortgage loan before you’re ready. If you plan on buying a home in the near future, you may want to look for rent-to-own homes in Belton before applying for pre-approval through a bank or credit union.

Summary

If you follow Interstate 35 west from Temple, Texas, you’ll reach the city of Belton in approximately 15 minutes. This small town is home to around 20,000 residents and is known as a family-friendly community offering a reasonable cost of living. The city is home to a water park and a few parks with walking trails and playgrounds, but nearby Belton Lake is the main source of outdoor recreation for the area. Educational opportunities are offered by the University of the Mary Hardin-Baylor and the Belton Independent School District, and the county is the largest employer for the city.

Rent to Own Realtors

An agent serves as a protection for both the buyer and the seller. They can save the buyer and seller a lot of time and money, which could offset the realtor’s commission.

However, not many realtors are interested in helping with lease-options. They make a minimal profit off of the lease portion of the deal, and the profit from the purchase is several years down the line and isn’t guaranteed.

Instead, protect yourself by communicating with lawyers, title agents and mortgage lenders to ensure that your rent to own deal works smoothly.

About Our Listings

When you’re looking for your first townhouse or condo, you learn pretty quickly that it’s difficult to secure financing for houses when you have bad credit. However, you can find properties, like apartments, in our free listings that might meet your needs.

Our database includes free listings for cheap properties available for lease-purchase, rent to own by owner, foreclosed homes and owner financing. Many of these programs will work with you with no credit check.

The convenient part of rent to buy and lease to purchase agreements is that they give buyers time to prepare to purchase a home by saving up a down payment and improving their credit score. Owner financing often has less stringent requirements than conventional financing. Search for properties near me to find the program that’s most convenient.