Rent to Own Homes in North Augusta

Those choosing to make North Augusta home are served by the North Augusta Public School System, which includes two high schools, two middle schools and three elementary schools. Some of the most popular schools include North Augusta High School, North Augusta Elementary and North Augusta Middle.

Buying a Home in North Augusta

North Augusta is one of those small towns that still allow you to purchase a well-maintained home with three bedrooms built after the year 2000 for well under $300,000. It's common to see homes with one or two bedrooms selling for significantly less than $200,000, and empty land lots suitable for building your dream home can sell for less than $100,000 even in the best neighborhoods. The median sales price typically stays well under $200,000, so it's not surprising that nearly 80 percent of North Augusta residents own their homes.

Popular Neighborhoods in North Augusta

Rivernorth is one of the most exclusive neighborhoods in North Augusta. The largest and most luxurious homes are located in this area, and you can expect to pay more than $1 million for properties with some acreage and upscale landscaping. There aren't many homes from this community hitting the market, so you may want to make an aggressive offer when you find one that suits your needs. If you want to stay under the million-dollar mark, Hammonds Ferry may offer luxurious homes with slightly lower prices.

If you want to come down in price significantly, consider neighborhoods like Knollwood, Mossy Oak and Wando Woodlands. You'll find nice homes with three or more bedrooms selling for less than $300,000 in these communities.

Buying vs. Rent to Own Homes

The home-buying process often starts with an application for pre-approval with your bank, credit union or an online lender. This requires an extensive overview of your financial life, including mistakes that you may have made in the past. If you're not quite ready to go through that process, a rent-to-own home may give you more time to prepare. You'll move into a home right now with the intention of purchasing the property at a designated time in the future. You can use the rental period to improve your chances of securing a reasonable interest rate once you do apply for a loan. While this is a slower path to ownership, it is a proven way to purchase a home without applying for financing first.

Cost of Living in North Augusta

The overall cost of living in North Augusta is typically a little lower than the national average. This is largely due to the housing market, which can drop 20 percent or more below average at times. You can expect to pay slightly below-average prices for utilities, transportation, healthcare and most goods and services as well. As long as you don't go beyond your budget when selecting a home, you can live comfortably while owning property in this city.

Summary

North Augusta is located on the western edge of South Carolina and is positioned just across the Savannah River from Augusta, Georgia. The city is home to many small parks suitable for outdoor recreation, including some historic parks like the Living History Park. With more than 20,000 residents, this is a small southern town with a variety of small shops and restaurants as well as its own public school system. Residents have access to larger surrounding cities, including popular vacation destination son the Atlantic coastline.