Rent to Own Homes in Oshkosh

At its heart, Oshkosh is a college town, home to University of Wisconsin Oshkosh. The university is known for its advanced research in sustainability and its nationally recognized general education programs. University of Wisconsin Oshkosh students can choose among 200 areas of study or one of the university’s 15 graduate programs. The university's history dates back to the late 1800s when it was built as Oshkosh State Normal School.
Many of the city’s most recognizable brands and institutions also have their roots in Oshkosh’s early days. The Oshkosh Daily Northwestern newspaper was founded in the 1870s, and it continues to inform and educate locals as the Oshkosh Northwestern. Oshkosh Brewing Company was created at the turn of the century, part of Wisconsin’s important beer industry. Oshkosh Brewing Company’s brand, Chief Oshkosh Beer, was one of the early nationally distributed brands. Additionally, OshKosh B’Gosh children’s apparel line began here in the late 1800s and continues to be one of the most recognized children’s wear brands today.
Oshkosh locals didn’t just innovate education, journalism, beer and kids’ clothing though. They also created the Oshkosh Corporation in 1917, a top manufacturer of commercial, defense, fire, emergency and access vehicles that continues to thrive today.

Buying vs. Rent to Own Homes

Renting to own a home and buying a home both have the same end goal – you own the house you’re interested in. The difference between the two is your timeline. Buying a property is a great idea if you’re sure about the property and you have financing to purchase it today.

Lease-options are a good idea when you’re having doubts about the house or if you’re not financially ready to own the house you’re looking at. They’re a good option if you almost have a high enough credit score, a steady enough job history or a big enough down payment to qualify for financing on the home, but you need some more time to qualify. Rent to own gives you time to get your affairs in order, ability to try out a house and flexibility to close on the home when you’re ready – without having to wait for the end of a lease.

To be clear, if you can buy a house today, you should do it. If you’re looking at buying within the next three years, rent to own is a good way to start the process.

Rent to Own Realtors

Using a realtor for your rent to own deal can offer great benefits. Agents are well versed in real estate so they can effectively communicate opportunities and discern which of those opportunities is a legitimately good deal.

Nonetheless, not a lot of realtors will want to help with your rent to own deal because upfront profit for a realtor is minimal and the big payout down the line is not a guarantee.

That means you’ll have to do a little research to ensure that you make the best decisions, but you will save money on commission.

About Our Listings

Rent to Own Labs offers more than free listings for rent to buy houses.

Our website also includes real estate owned properties, which are bank-owned foreclosed homes that didn’t sell at auction. You can buy these types of properties for cheap prices because the bank isn’t in the business of real estate; it’s just looking to get rid of the condo, townhouse, etc. that it has on the book.

Sellers directly list rent to own by owner apartments and houses as lease-option or lease-purchase programs with no credit check. On lease to purchase contracts, the buyer is contractually obligated to buy the home, and on lease to own contracts, the buyer is financially motivated. It doesn’t matter to the seller if you have a bad credit score because they know you have a lot at risk if you don’t buy the home you’re renting to own.

Find properties near me with Rent to Own Labs.