Owner Financing Tips for Buyers

February 16, 2018 by Marty Orefice | Financing, Real Estate

When you started out your lease-option, you were on track to qualify for a mortgage within two years. Your credit score was looking good, you … Read More

Saving for a Down Payment: Transportation

February 10, 2018 by Marty Orefice | Financing, Real Estate

In previous articles, we’ve discussed saving for a down payment through budget cuts to food and housing costs. This article discusses saving by cutting the … Read More

15- vs 30-year Mortgages

February 2, 2018 by Marty Orefice | Financing

The majority of people get 30-year mortgages, but in reality, if you can afford a shorter mortgage term, you are better off getting one for … Read More

Important Lease-Option Factors

January 29, 2018 by Marty Orefice | Rent to Own

Renting to own a house is very different from renting to own a couch. Lease-options don’t work out well for people who haven’t made that … Read More

Owner Financing Tips for Sellers

January 13, 2018 by Marty Orefice | Financing

Owner financing is when the seller of a home lends a buyer the money to purchase it. The two parties sign a promissory note, which … Read More

Saving for a Down Payment: Your Housing Costs

January 5, 2018 by Marty Orefice | Financing, Real Estate

The best way to start saving is to figure out how much you’re spending and create a budget. There are several key factors that go … Read More

What Are the Benefits of Owning a Home?

December 28, 2017 by Marty Orefice | Real Estate

The American Dream is to own a home, but lately, more and more people are opting to rent a home instead of buying one. Renting … Read More

Rent Reporting to Credit Bureaus

December 19, 2017 by Marty Orefice | Credit, Financing, Rent to Own

Most buyers who rent to own use their lease term to work on improving their credit; but, did you know that renting to own itself … Read More

Do You Need Renter’s Insurance for Rent to Own?

December 8, 2017 by Marty Orefice | Contracts, Rent to Own

Rent to own is a unique situation in which you’re caught right in the middle of owning a home and renting it. You’re certainly doing … Read More

Saving for a Down Payment: Your Groceries

December 1, 2017 by Marty Orefice | Credit, Financing

If you were to buy the median-priced home in the United States and pay a 20 percent down payment for a conventional mortgage, you’re looking … Read More

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