Which is Cheaper: Renting or Buying?

October 26, 2018 by Marty Orefice | Financing, Real Estate

According to Bank of America’s Homebuyer Insights Report, renters have a split opinion when it comes to whether it is more cost effective to rent … Read More

Top 5 Cities to Get a Job and Lease-Option

October 20, 2018 by Marty Orefice | Financing, Real Estate, Rent to Own

Glassdoor recently released a study about the top cities to find jobs. In these areas, median salaries are strong compared to the median cost of … Read More

Save Money by Shifting Your Mortgage Payment Strategy

October 13, 2018 by Marty Orefice | Financing, Real Estate

When you have a shorter mortgage you pay the bank less money overall. That’s because the less time you owe the bank money, the less … Read More

Chicago First-Time Home Buyer Programs

September 29, 2018 by Marty Orefice | Financing, Real Estate

Down payments are a major obstacle to people purchasing homes. The smaller your down payment is, the larger your monthly mortgage payment will be. More … Read More

What are the Different Types of Closing Costs?

September 23, 2018 by Marty Orefice | Financing, Real Estate

It’s common knowledge that when you buy a home you’ll need to produce a down payment. However, fewer people know about closing costs. When you … Read More

HOA Fees and the Success of Your Lease-Option

August 24, 2018 by Natalie Calvo | Financing, Real Estate, Rent to Own

When you rent to own a property the key factor in success is qualifying for a mortgage at the end of the lease. To do … Read More

What is Owner Financing?

July 27, 2018 by Marty Orefice | Financing, Real Estate, Selling

Owner financing is when the seller of a home lends a buyer the money to purchase it. The two parties sign a promissory note, which … Read More

Can You Refinance a Lease Option?

July 6, 2018 by Marty Orefice | Financing, Real Estate, Rent to Own

Refinancing is the process of replacing an old loan with a new loan. Lease-options are not loans. Rather, you’re leasing a property, and you have … Read More

Raising the Appraisal Value

May 28, 2018 by Marty Orefice | Financing, Rent to Own

When you agree to rent to own a property, you and the seller might choose to set a purchase price on the day that you … Read More

Owner Financing Tips for Buyers

February 16, 2018 by Marty Orefice | Financing, Real Estate

When you started out your lease-option, you were on track to qualify for a mortgage within two years. Your credit score was looking good, you … Read More

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