How to Pass a Rental Credit Check—Even With Bad Credit

April 12, 2024 by Marty Orefice | Credit, Financing

In the highly competitive rental market, having a less-than-perfect credit score can make it difficult to find a suitable home. With the demand for housing …Read More

Renting to Own With Roommates

March 10, 2019 by Marty Orefice | Financing, Rent to Own

When people think homeownership, they might think to live with their families, but most don’t think roommates. However, bringing in a roommate can make it …Read More

Can You Save Up for an Option Fee with Change?

February 23, 2019 by Marty Orefice | Financing

Have you heard of those bank or credit card services that take your change and deposit it into a savings account for you? Could using …Read More

What is an Affordable Home?

February 9, 2019 by Marty Orefice | Financing, Real Estate

It might be logical to say a $100,000 home in a small town is more affordable than a $200,000 home in a large city, but …Read More

Can You Deduct Moving Expenses from Your Taxes?

February 2, 2019 by Marty Orefice | Financing

Moving costs are expensive. You can get some of that money back by deducting your expenses from your taxes if you qualify.Read More

Four Questions for Potential Lenders

January 23, 2019 by Marty Orefice | Credit, Financing

When you reach the end of your rent to own journey and you’re applying for a mortgage, it’s hard to know what to question. For …Read More

Getting Around Student Loans to Buy a Home

January 16, 2019 by Marty Orefice | Credit, Financing, Rent to Own

It’s no surprise that college loans are vastly affecting the housing market. Regardless of their status as the largest generation of homebuying age, many millennials …Read More

Paying for a Home Improvement with Credit Cards

December 26, 2018 by Marty Orefice | Credit, Financing

It’s tempting to put everything you have into your down payment. A higher down payment means that you pay less in interest over the course …Read More

Should You Pay the Minimum Down Payment?

December 19, 2018 by Marty Orefice | Financing, Real Estate, Rent to Own

Option fees are typically between 2.5 percent and 5 percent of the cost of a home. That being said, today, you can get a mortgage …Read More

Which is Cheaper: Renting or Buying?

October 26, 2018 by Marty Orefice | Financing, Real Estate

According to Bank of America’s Homebuyer Insights Report, renters have a split opinion when it comes to whether it is more cost effective to rent …Read More

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