Owner Financing Tips for Buyers

February 16, 2018 by Marty Orefice | Financing, Real Estate

When you started out your lease-option, you were on track to qualify for a mortgage within two years. Your credit score was looking good, you … Read More

Saving for a Down Payment: Transportation

February 10, 2018 by Marty Orefice | Financing, Real Estate

In previous articles, we’ve discussed saving for a down payment through budget cuts to food and housing costs. This article discusses saving by cutting the … Read More

15- vs 30-year Mortgages

February 2, 2018 by Marty Orefice | Financing

The majority of people get 30-year mortgages, but in reality, if you can afford a shorter mortgage term, you are better off getting one for … Read More

Owner Financing Tips for Sellers

January 13, 2018 by Marty Orefice | Financing

Owner financing is when the seller of a home lends a buyer the money to purchase it. The two parties sign a promissory note, which … Read More

Saving for a Down Payment: Your Housing Costs

January 5, 2018 by Marty Orefice | Financing, Real Estate

The best way to start saving is to figure out how much you’re spending and create a budget. There are several key factors that go … Read More

Rent Reporting to Credit Bureaus

December 19, 2017 by Marty Orefice | Credit, Financing, Rent to Own

Most buyers who rent to own use their lease term to work on improving their credit; but, did you know that renting to own itself … Read More

Saving for a Down Payment: Your Groceries

December 1, 2017 by Marty Orefice | Credit, Financing

If you were to buy the median-priced home in the United States and pay a 20 percent down payment for a conventional mortgage, you’re looking … Read More

How to Get a Credit Card with No Credit

November 17, 2017 by Marty Orefice | Credit, Financing

Credit cards, when used responsibly, can help improve your credit. As strange as it sounds, in order to have a good credit score, you need … Read More

How Appraisals Affect Rent to Own

October 20, 2017 by Marty Orefice | Financing, Foreclosure, Real Estate, Rent to Own

Many rent to own deals do not work because the buyer needs a mortgage to purchase the home, but does not qualify for one at … Read More

Section 8 and Rent to Own Can Help You Buy a Home

August 15, 2017 by Marty Orefice | Financing, Real Estate, Rent to Own

Section 8 Can Help You Buy a Home The Section 8 Housing Choice Voucher makes it possible for low-income renters to find a place to … Read More

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