15- vs 30-year Mortgages
February 2, 2018 by Marty Orefice | Financing
The majority of people get 30-year mortgages, but in reality, if you can afford a shorter mortgage term, you are better off getting one for …Read More
Owner Financing Tips for Sellers
January 13, 2018 by Marty Orefice | Financing
Sellers will often earn a greater amount of interest by financing a buyer than they could earn by investing in other ventures. Seller-financed deals often …Read More
Saving for a Down Payment: Your Housing Costs
January 5, 2018 by Marty Orefice | Financing, Real Estate
The best way to start saving is to figure out how much you’re spending and create a budget. There are several key factors that go …Read More
Rent Reporting to Credit Bureaus
December 19, 2017 by Marty Orefice | Credit, Financing, Rent to Own
Most buyers who rent to own use their lease term to work on improving their credit; but, did you know that renting to own itself …Read More
Saving for a Down Payment: Your Groceries
December 1, 2017 by Marty Orefice | Credit, Financing
If you were to buy the median-priced home in the United States and pay a 20 percent down payment for a conventional mortgage, you’re looking …Read More
How to Get a Credit Card with No Credit
November 17, 2017 by Marty Orefice | Credit, Financing
Credit cards, when used responsibly, can help improve your credit. As strange as it sounds, in order to have a good credit score, you need …Read More
How Appraisals Affect Rent to Own
October 20, 2017 by Marty Orefice | Financing, Foreclosure, Real Estate, Rent to Own
Many rent to own deals do not work because the buyer needs a mortgage to purchase the home, but does not qualify for one at …Read More
Section 8 and Rent to Own Can Help You Buy a Home
August 15, 2017 by Marty Orefice | Financing, Real Estate, Rent to Own
Section 8 Can Help You Buy a Home The Section 8 Housing Choice Voucher makes it possible for low-income renters to find a place to …Read More
Who Pays Property Taxes on Rent to Own?
August 14, 2017 by Marty Orefice | Financing, Rent to Own
In a normal renting situation the owner obviously pays the property taxes. However, when you’re renting to own, it becomes ambiguous who the owner actually …Read More
Can You Rent to Own with No Money Down?
August 7, 2017 by Marty Orefice | Credit, Financing, Rent to Own
You technically can rent to own with no money down. However, you do need to give the seller something of value to cover the option …Read More
