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Top 5 Cities to Get a Job and Lease-Option

October 20, 2018 by Marty Orefice | Financing, Real Estate, Rent to Own

Glassdoor recently released a study about the top cities to find jobs. In these areas, median salaries are strong compared to the median cost of … Read More

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Save Money by Shifting Your Mortgage Payment Strategy

October 13, 2018 by Marty Orefice | Financing, Real Estate

When you have a shorter mortgage you pay the bank less money overall. That’s because the less time you owe the bank money, the less … Read More

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Chicago First-Time Home Buyer Programs

September 29, 2018 by Marty Orefice | Financing, Real Estate

Down payments are a major obstacle to people purchasing homes. The smaller your down payment is, the larger your monthly mortgage payment will be. More … Read More

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What are the Different Types of Closing Costs?

September 23, 2018 by Marty Orefice | Financing, Real Estate

It’s common knowledge that when you buy a home you’ll need to produce a down payment. However, fewer people know about closing costs. When you … Read More

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Security Deposit and Option Fee Differences

September 7, 2018 by Marty Orefice | Real Estate, Rent to Own

The rent to own process doesn’t involve a deposit – per say. It involves something similar to a deposit, but that’s not the word for … Read More

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What to Do About a Messy Lease-Option Tenant

August 31, 2018 by Marty Orefice | Real Estate, Rent to Own

Normally, landlords expect their tenants to keep their units in good shape. However, when you’re the seller of a rent to own property, you’re caught … Read More

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HOA Fees and the Success of Your Lease-Option

August 24, 2018 by Natalie Calvo | Financing, Real Estate, Rent to Own

When you rent to own a property the key factor in success is qualifying for a mortgage at the end of the lease. To do … Read More

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It’s Harder to Buy a Home in These 10 Cities

August 17, 2018 by Marty Orefice | Real Estate, Rent to Own

Cost-burdened homes are homes where families struggle to afford basic necessities after paying the cost of housing. The percentage of families that are burdened in … Read More

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What is a Lease-Option Assignment?

August 3, 2018 by Marty Orefice | Real Estate, Rent to Own

Typically, when circumstances change for buyers and they can no longer purchase the home they lease-optioned, they lose their option fee and any premium payments … Read More

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What is Owner Financing?

July 27, 2018 by Marty Orefice | Financing, Real Estate, Selling

Owner financing is when the seller of a home lends a buyer the money to purchase it. The two parties sign a promissory note, which … Read More

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