Rent to Own Homes in Baton Rouge
There are also many ways to have fun without leaving the Greater Baton Rouge area. Blue Bayou, Dixie Landin’ Amusement Park and the Baton Rouge Zoo provide entertainment for kids of all ages while the adults catch a game at Tiger Stadium or tour the old and new state capital buildings. Residents also enjoy visits to the Shaw Center for the Arts, the Louisiana Museum of Natural History and the Baton Rouge River Center.
Whether you live in North Baton Rouge or in the downtown area, there’s always something fun to do. The top of the Mississippi River levee features a track for walking, running and biking. Food trucks are almost always available when your stomach starts to growl, and you can groove to live music downtown every weekend. If you want to enjoy an active lifestyle, there’s no better place to live than Baton Rouge.
Buying a Home in Baton Rouge?
If you want to buy a home in Baton Rouge but finances are a problem, consider taking free home buyer courses through the Home Ownership Center. This is a program supported by the city to help first-time buyers maneuver the home-buying process. There are five tracks that prepare you for successful home ownership from understanding the responsibilities that come with buying a home to protecting yourself against foreclosure after you secure a home. Applications are available through the Mid City Redevelopment Alliance.
Popular Neighborhoods in Baton Rouge?
The Garden District is one of the most popular Baton Rouge neighborhoods for families as well as singles. There are many shopping centers, bars and restaurants in the area, and the dog park is a nice amenity. There are community events held throughout the year, including quite a few art shows. With home prices ranging from $100,000 or less to well over $300,000, it’s easy to find a home within your budget.
The neighborhoods surrounding the University of Louisiana campus naturally attract students. If you don’t mind the young crowds, this is a good place to enjoy the nightlife and take advantage of events held on campus. There are some good small restaurants in this area as well.
Buying vs. Rent to Own Homes?
You can take advantage of many home buyer resources in Baton Rouge, but what if you just need a little time to improve your financial standing? You can put off applying for a home loan until you feel more confident in your ability to secure a low interest rate, or you can look for a home that offers a rent-to-own agreement.
Rather than paying a down payment, closing costs and other expenses right now, this type of agreement allows you to move into your home as a renter. Your rental period gives you the time you need to save up for your down payment or improve your credit rating so that the loan approval process is easier. These agreements may allow you to save part of your rental fees to go toward the purchase of the home later.
Cost of Living in Baton Rouge?
The cost of housing in Baton Rouge is approximately 15 percent lower than the national average. While you may pay more than national averages for groceries and transportation, the overall cost of living in the city is still a bit lower than what you’ll find in many other large cities throughout the country. This is a city where you can purchase a large home for a reasonable price, but make sure that you can afford the utilities and commute to work.
The cost of living in Baton Rouge is slightly less than the national average, and housing prices are substantially lower than the national average. This is an affordable city that offers endless entertainment opportunities for residents of all ages. From amusement parks and walking trails along the Mississippi River to ballparks, museums and art galleries, the city is home to many vibrant communities that support an active lifestyle.
Summary
The cost of living in Baton Rouge is slightly less than the national average, and housing prices are substantially lower than the national average. This is an affordable city that offers endless entertainment opportunities for residents of all ages. From amusement parks and walking trails along the Mississippi River to ballparks, museums and art galleries, the city is home to many vibrant communities that support an active lifestyle.
Rent to Own Realtors
Realtors have more experience with closings and real estate contracts than the typical buyer or seller, but not many of them want to work with rent to own deals. A commission from the sale of a home is much larger than the commission a realtor will receive from rent for the first few years of a lease-option deal.
Instead, visit title companies to make sure the property is eligible for rent to own, consult with a lawyer to ensure that the contract benefits you and meet with a mortgage broker to find out when the buyer will be ready to close on the home.
About Our Listings
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These programs are a great way to buy a condo or townhouse if you have bad credit. In fact, lease purchase and rent to buy programs usually offer cheap homes with no credit check. Just make sure you look at your lease to purchase agreement to understand whether you have the option or obligation to buy the home you’re looking at. Lease-purchase agreements require the buyer to purchase by the end of the lease term, while lease-option agreements give the buyer the option to buy.
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