Rent to Own Homes in Jefferson City
Boasting... Read More
Boasting higher-than-average employment, Jefferson City makes it easy for residents to get to those jobs. U.S. highways 50/63 and 54 lead to Interstate 70 just a few miles out of town. The Jefferson City Amtrak Station and Jefferson City Memorial Airport provide additional convenience.The below results are primarily rent to own homes in :
Boasting... Read More
Boasting higher-than-average employment, Jefferson City makes it easy for residents to get to those jobs. U.S. highways 50/63 and 54 lead to Interstate 70 just a few miles out of town. The Jefferson City Amtrak Station and Jefferson City Memorial Airport provide additional convenience.The below results are primarily rent to own homes in :
Local kids are served by Jefferson City Public and Blair Oaks R-11 school districts with schools like Blair Oaks Elementary and Jefferson High. Lincoln University and several other college campuses make the city home too.
There’s also time to play in Jefferson City. Kayaking on the Missouri River, skating in Washington Park Ice Arena and going 18 holes at Redfield Golf Club are just a few ways locals stay active. A vibrant shopping, dining and entertainment hub in downtown and incredible Capital views from Jefferson City Main Street are just two more reasons the city was named America’s most beautiful small town.
Buying a Home in Jefferson City?
House hunters in Jefferson City enjoy browsing among the city's 300 to 400 homes on the market. Home prices in this scenic city are affordable, too, at a median listing price of $90,000. While the average selling price of $149,001 is notably higher than the median, the average price is still well within many buyers’ budgets.
Missouri and Jefferson City offer a number of programs to help residents achieve homeownership. Some of these programs provide cash grants for down payments and closing costs, while others offer low-interest loans. Eligibility and income limits vary, so check with the local housing office for details.
Popular Neighborhoods in Jefferson City?
Gorgeous old homes line the streets of Munichburg on Jefferson City’s southside. These homes are popular with residents who want character-filled homes close to the Capitol. For more upscale homes in a rural atmosphere, some families enjoy the spaciousness of Van Loo Estates and its access to top-rated Blair Oaks schools. There are also several newer subdivisions on the west side of town featuring large homes and a variety of community amenities. These homes, including those in the Trails of Kaufman Hills and Quail Valley Lakes, are still within a 15-minute drive of downtown and offer access to excellent schools.
Buying vs. Rent to Own Homes?
While conventional home purchases often involve strict credit requirements and endless paperwork, renting to own a home is much more relaxed. If you have less-than-perfect credit, you may still be able to rent to own a home. Rent to own homes also give you more time to build up a down payment. They allow you to pay a little bit each month towards your home purchase, and you can live in the house the entire time. For first-time homebuyers, renting to own a home is especially appealing.
Jefferson City lives up to its name as the country’s most beautiful small town. A vibrant downtown, several historic districts and picturesque suburban neighborhoods complete the picture of a town that honors its past while pursuing a promising future. Adding to the city’s attractiveness is its wide range of very affordable homes. With half of the homes on the market selling for less than $90,000, home ownership is possible for many.
Summary
Jefferson City lives up to its name as the country’s most beautiful small town. A vibrant downtown, several historic districts and picturesque suburban neighborhoods complete the picture of a town that honors its past while pursuing a promising future. Adding to the city’s attractiveness is its wide range of very affordable homes. With half of the homes on the market selling for less than $90,000, home ownership is possible for many.
Rent to Own Realtors
Most realtors aren’t going to want to work with a client looking for a rent to own deal. The upfront profit for a realtor is minimal, and the largest chunk of the commission isn’t guaranteed – even after the contract is signed. Successful rent to own deals make the bulk of commission for realtors as far as three years in the future.
Good realtors know that if they’ve done their job qualifying and showing a buyer options that meet their tastes and budgets, a rent to own deal has a great chance of success. But good realtors are rare.
Instead of using a realtor, learn about rent to own yourself and meet with professionals in the title, mortgage and legal industries to increase your chances of success.
About Our Listings
Whether you’re interested in purchasing a condo or a townhouse, or if you’ve been touring apartments and houses, rent to own can be a good option for buyers – often with no credit check.
Just because the seller isn’t checking your credit score doesn’t mean you shouldn’t worry about it. You’ll need to have a credit score high enough to qualify for financing if you want to succeed in a rent to buy deal.
In rent to own by owner programs, sellers want to make a profit off of their properties. They will earn rent money from you whether you successfully buy the house or not. So, they don’t really worry about whether you have the credit score to buy it at the end of the lease.
Lease to purchase deals from a company are often less successful than from an owner because companies tend to snatch up cheap foreclosed homes and lease-option them on an “as is” basis.
Owners who are eager to sell their property may ask you to sign a lease-purchase agreement, which is very different from a lease-option because instead of having the option to buy the property before the end of the lease, you legally have to buy it. That can be difficult if you start the deal with bad credit and cannot bring it up high enough to qualify for a mortgage.
Looking for rent to own listings near me? Start your search on the Rent to Own Labs database.
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