Rent to Own Homes in Miamisburg
Miamisburg is home to about 20,000 residents and part of Montgomery County. While the city is thoroughly modern, Miamisburg’s most famous point of interest dates back thousands of years. The Miamisburg Mound is a conical mound built by the Adena culture sometime between 800 B.C. and 100 A.D. At 65 feet tall and 800 feet in circumference, it is the second largest conical mound in eastern North America. Locals and visitors can climb 116 stone steps to reach the top of the mound.
The below results are primarily rent to own homes in Montgomery County:
Miamisburg is a small town located in Ohio’s Miami Valley, along the Great Miami River. It is known for its historic sites and community-oriented services. Dayton Mall is conveniently located on the east side of town, while several of the town’s long-standing restaurants, shops and business are located on the town’s westside near the river. Miamisburg is 15 minutes south of Dayton and 50 minutes north of Cincinnati. Interstate 75 runs through Miamisburg, so commuting to Dayton or Cincinnati is convenient for Miamisburg residents. Interstate 75’s intersection with Interstate 675 is just outside the city’s borders, so even commuting to Springfield is simple.
Miamisburg is home to about 20,000 residents and part of Montgomery County. While the city is thoroughly modern, Miamisburg’s most famous point of interest dates back thousands of years. The Miamisburg Mound is a conical mound built by the Adena culture sometime between 800 B.C. and 100 A.D. At 65 feet tall and 800 feet in circumference, it is the second largest conical mound in eastern North America. Locals and visitors can climb 116 stone steps to reach the top of the mound.
The town was also once known as the home to Miamisburg Mound Laboratory, a facility critical to America’s nuclear defense stockpile. The plant closed in 1993 and is now the Mound Business Park. Some of the businesses currently operating in Mound Business Park include Excelitas Technologies Corp., ISS Unlimited, Precision Joining Technologies, Mound Technical Solutions and Beam Dental. The park is also home to the Mound Cold War Discovery Center which showcases the site’s role in American, technological and scientific history.
Miamisburg kids attend public schools operated by the Miamisburg City School District such as Miamisburg High School. Miamisburg Middle School is the newest campus built by Miamisburg City Schools.
Local public safety is provided by the Miamisburg Police Department, with headquarters in the Civic Center. There, residents can find information about the Care Connections program, use the Rx Drug Drop Box, find citation information and use the department’s Web Check fingerprint system.
Buying vs. Rent to Own Homes
Renting to own a home and buying a house have the same steps, just on different timetables.
When you buy a house, you either pay with cash or you make monthly payments to a mortgage or some other kind of financing option for a set time frame.
When you rent to own a home you pay an option fee, which is later credited toward the purchase of the home, and then you make monthly rent payments until you’re sure you want to buy this house and you can secure financing. Then, you do the same things you would if you were buying a house – just make sure you do it before the end of the lease term so that you don’t lose any of the money you’ve negotiated.
When you can choose between the two, buying might be the right option because your monthly payments will go towards equity in a home as opposed to someone else’s pocket. However, lease-options get you to the same place with a little more time.
Rent to Own Realtors
An agent serves as a protection for both the buyer and the seller. They can save the buyer and seller a lot of time and money, which could offset the realtor’s commission.
However, not many realtors are interested in helping with lease-options. They make a minimal profit off of the lease portion of the deal, and the profit from the purchase is several years down the line and isn’t guaranteed.
Instead, protect yourself by communicating with lawyers, title agents and mortgage lenders to ensure that your rent to own deal works smoothly.
About Our Listings
When you’re looking for your first townhouse or condo, you learn pretty quickly that it’s difficult to secure financing for houses when you have bad credit. However, you can find properties, like apartments, in our free listings that might meet your needs.
Our database includes free listings for cheap properties available for lease-purchase, rent to own by owner, foreclosed homes and owner financing. Many of these programs will work with you with no credit check.
The convenient part of rent to buy and lease to purchase agreements is that they give buyers time to prepare to purchase a home by saving up a down payment and improving their credit score. Owner financing often has less stringent requirements than conventional financing. Search for properties near me to find the program that’s most convenient.
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Reported Annual Crime In Miamisburg
| Statistic | Miamisburg | Ohio | National |
|---|---|---|---|
| Murder | 0 | 500 | 15,696 |
| Rape | 4 | 5,149 | 124,047 |
| Robbery | 12 | 4,154 | 327,374 |
| Assault | 4 | 12,554 | 764,449 |
| Violent Crime | 20 | 33,898 | 1,197,704 |
| Burglary | 40 | 300,525 | 1,579,527 |
| Theft | 178 | 69,303 | 5,706,346 |
| Vehicle Theft | 10 | 213,993 | 707,758 |
| Property Crime | 228 | 15,695 | 7,993,631 |