Residents of Semmes are less than a 30-minute drive from Mobile Bay and less than a one-hour drive from the Gulf of Mexico. There are also some outdoor recreation areas surrounding the small town, including Magnolia Grove Golf Course, Big Creek Lake, Megginson Park, High Pointe Golf Course and Prichard Municipal Park. The University of Alabama and the University of Mobile are both less than a 30-minute drive away, giving residents options for higher education. Springhill College and the Mobile campus of Faulkner University offer additional opportunities.
Semmes residents attend public schools maintained by Mobile County Public Schools. There are two elementary schools, one middle school and one high school within the town’s limits. Semmes School is a one-room schoolhouse that has been revitalized and preserved as a historical attraction. Other attractions for this small town include the Semmes Community Center and Malone Chapel.

Buying vs. Rent to Own Homes

Rent to own is a great option for people who want to buy a house, but are still working on getting the financing for it. People who are anywhere between a few months and three years away from qualifying for financing should consider rent to own.

Unlike renting, you don’t have to keep making rent payments for the full lease term. Once you’re able to close, you have the right to do that.

Rent to own is very similar to buying, in that buying is the end result of a successful rent to own deal.

The primary difference between the two is that rent to own takes longer than buying, which is the advantage of rent to own. It gives buyers time to get their finances in order to buy a home while not getting trapped into a lease term.

Rent to Own Realtors

You can plan a party without an event planner, you can go swimming without a lifeguard, and you can rent to own without a realtor.

That’s important because there isn’t as much money for realtors in rent to own deals as in traditional sales. Therefore, finding a realtor to help you is rare.

While the listed activities might be easier with a professional, they’re all possible without one. To successfully rent to own without a realtor learn all you can about it.

About Our Listings

Whether you’re interested in purchasing a condo or a townhouse, or if you’ve been touring apartments and houses, rent to own can be a good option for buyers – often with no credit check.

Just because the seller isn’t checking your credit score doesn’t mean you shouldn’t worry about it. You’ll need to have a credit score high enough to qualify for financing if you want to succeed in a rent to buy deal.

In rent to own by owner programs, sellers want to make a profit off of their properties. They will earn rent money from you whether you successfully buy the house or not. So, they don’t really worry about whether you have the credit score to buy it at the end of the lease.

Lease to purchase deals from a company are often less successful than from an owner because companies tend to snatch up cheap foreclosed homes and lease-option them on an “as is” basis.

Owners who are eager to sell their property may ask you to sign a lease-purchase agreement, which is very different from a lease-option because instead of having the option to buy the property before the end of the lease, you legally have to buy it. That can be difficult if you start the deal with bad credit and cannot bring it up high enough to qualify for a mortgage.

Looking for rent to own listings near me? Start your search on the Rent to Own Labs database.