Rent to Own Homes in Temple
Educational facilities within the city include Temple... Read More
Educational facilities within the city include Temple College, Texas A&M Health Science Center College of Medicine, and the University of Mary Hardin. Residents can go to Belton Lake for overnight camping adventures as well as daytime activities, including fishing and boating. Many residential areas are also close to smaller parks that offer trails and green space for relaxation and exercise. Some of the more popular parks include Live Oak Ridge Park, Miller Park and James Wilson Park.The below results are primarily rent to own homes in Bell County, TX:
Educational facilities within the city include Temple... Read More
Educational facilities within the city include Temple College, Texas A&M Health Science Center College of Medicine, and the University of Mary Hardin. Residents can go to Belton Lake for overnight camping adventures as well as daytime activities, including fishing and boating. Many residential areas are also close to smaller parks that offer trails and green space for relaxation and exercise. Some of the more popular parks include Live Oak Ridge Park, Miller Park and James Wilson Park.The below results are primarily rent to own homes in Bell County, TX:
Temple is also home to some historical sites and museums that are dedicated to educating the public about the history behind this area of Texas. This includes the Temple Railroad and Heritage Museum, which is located on the second floor of the Santa Fe Railroad Station on West Avenue B. Another noteworthy attraction is the Czech Heritage Museum and Genealogy Center.
Buying a Home in Temple?
Listing and sales prices in Temple typically stay well below $200,000, and you can expect to find 200 or more properties for sale at any given time. This includes single-family homes with two or more bedrooms as well as empty lots that allow you to build your dream home in Temple. More than 60 percent of residents own their homes, so it's not difficult to find established communities with low vacancy rates and some comfort amenities.
Before you make an offer on a home, you may want to explore the school districts to make sure that your children will attend your preferred schools. Joe M Pirtle Elementary School and Lake Belton Middle School are two of the most popular schools in the city.
Popular Neighborhoods in Temple?
Many of the best Temple neighborhoods are located on the western edge of the city. This area generally falls west of Route 363 and includes some residential areas close to the University of Mary Hardin. Median real estate prices are often around $140,000 in this part of the city, and most of the homes were built after the year 2000. The vacancy rate in this area is often well below 5 percent, so you may need to watch the market in order to find homes available for sale.
Buying vs. Rent to Own Homes?
If you dream of owning a home in Temple but aren't ready to apply for financing, rent-to-own agreements may catch your interest. This is a special home-buying contract that attracts people who want to one day purchase the property that they currently rent. You start out as a renter, but you have the option to buy the home before a specified date. This ensures that other buyers aren't permitted to make offers on the property before you're ready to secure a loan and make it your own. This is the perfect alternative to the traditional home-buying process if you need a little more time to prepare for homeownership.
Cost of Living in Temple?
You can expect to pay average prices for most goods and service in Temple. This includes utilities and transportation expenses, though there are ways to find below-average prices for many foods and everyday products. What sets Temple apart from many other large cities is the low cost of housing. The housing market often drops 30-40 percent below the national average, so it's possible to own a home even if you don't have a substantial housing budget.
The city of Temple offers a central location that is within a three-hour drive of most major Texas cities, including Houston, Fort Worth and San Antonio. Residents can reach the coast for weekend beach vacations within a few hours as well, so there are many entertainment options a short drive away. The city also offers a variety of parks, lakes and open green spaces that are suitable for walking, picnicking, boating and swimming. Add a few public swimming pools and affordable housing options, and you see why this is a popular city for families ready to settle down in Texas.
Summary
The city of Temple offers a central location that is within a three-hour drive of most major Texas cities, including Houston, Fort Worth and San Antonio. Residents can reach the coast for weekend beach vacations within a few hours as well, so there are many entertainment options a short drive away. The city also offers a variety of parks, lakes and open green spaces that are suitable for walking, picnicking, boating and swimming. Add a few public swimming pools and affordable housing options, and you see why this is a popular city for families ready to settle down in Texas.
Rent to Own Realtors
Realtors have more experience with closings and real estate contracts than the typical buyer or seller, but not many of them want to work with rent to own deals. A commission from the sale of a home is much larger than the commission a realtor will receive from rent for the first few years of a lease-option deal.
Instead, visit title companies to make sure the property is eligible for rent to own, consult with a lawyer to ensure that the contract benefits you and meet with a mortgage broker to find out when the buyer will be ready to close on the home.
About Our Listings
When you’re looking for your first townhouse or condo, you learn pretty quickly that it’s difficult to secure financing for houses when you have bad credit. However, you can find properties, like apartments, in our free listings that might meet your needs.
Our database includes free listings for cheap properties available for lease-purchase, rent to own by owner, foreclosed homes and owner financing. Many of these programs will work with you with no credit check.
The convenient part of rent to buy and lease to purchase agreements is that they give buyers time to prepare to purchase a home by saving up a down payment and improving their credit score. Owner financing often has less stringent requirements than conventional financing. Search for properties near me to find the program that’s most convenient.
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